People your age
already figured
this out.
Real claims. Real payouts. Real travelers who stopped gambling on a broken ankle costing more than the flight home.
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Laptop, camera, drone, phone — anything you'd cry about at baggage claim.
One ER visit in Southeast Asia: ~$3,200
Your 14-day plan: $55 — that's 58× protection.
What it looks like when things go sideways.
These aren't hypotheticals. These are verified claims from Q4 2025–Q1 2026.
Priya Sharma
UX Designer, Remote
Motorbike accident on Kuta bypass road. Right tibia fracture. 3-night hospital stay, surgery, physio.
Total Bill
$4,800
Covered
$4,800
Out of Pocket
$0
"I was on a video call from my hospital bed approving the claim. They paid before I was even discharged."
Lloyd's of London
Underwritten by
FCA Regulated
UK Financial Authority
AM Best A+
Financial Strength
SOC 2 Type II
Data Security
GDPR Compliant
Privacy Standard
Lloyd's of London
Underwritten by
FCA Regulated
UK Financial Authority
AM Best A+
Financial Strength
SOC 2 Type II
Data Security
GDPR Compliant
Privacy Standard
Lloyd's of London
Underwritten by
FCA Regulated
UK Financial Authority
AM Best A+
Financial Strength
SOC 2 Type II
Data Security
GDPR Compliant
Privacy Standard
94,600 travelers can't all be wrong.
"Covered is the first insurance product I've actually used. Filed two claims — a stolen GoPro in Thailand and a hospital visit in Mexico. Both sorted in under 5 hours."
"My parents made me get travel insurance and I picked Covered because it was the only one that didn't feel like it was designed for retirees on cruises."
"I live on one-way tickets. The annual nomad plan meant I stopped thinking about insurance every time I booked a flight. It just... works."
4.9/5
App Store Rating
12,400+ reviews
97%
Claims Approved
Q1 2026
<5h
Median Payout
All claim types
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